Join as Lender

We invite you to become an integral part of our lending community, where you can grow in terms of money and can also create a meaningful impact. By joining us as a lender, you play a crucial role in empowering individuals and businesses to achieve their aspirations. With our secure platform, industry expertise, and commitment to transparency, your lending journey with Moneymela is a pathway to both financial growth and positive change. Step forward and grow by joining our lending community.

Join Us

Captcha

Qualifying Criteria of Lender:

  • At least 18 years of age
  • In the case of a company, the lender applicant must be an RBI-listed finance company or a company duly registered under the Companies Act, 2013.
  • The individual lender applicant must have valid government-issued ID proof. In the case of an NRI, the lender applicant must have a valid Indian NRO Bank Account.

Registration: To become a lender on Moneymela, individuals need to sign up through the Moneymela website and pay a one-time nominal fee of Rs 500. Once registered, lenders receive a unique user ID and password for accessing the lender portal.

Log in and Document Verification: Lender can log into the lender portal and upload the required documents, which are then verified by the Moneymela team to determine eligibility and net worth.

Investment Options: Approved lenders can view sanctioned loan applications and see the commitments made by other lenders for each application, helping them make investment decisions.

Loan Agreement Signing: Once a lender selects and finalizes a loan listing, Moneymela initiates the legal documentation process for the loan agreement.

Tracking Loan Listings: Lenders can track their loan listings on their lender dashboard, keeping them informed about loan repayments, due dates, and any defaults by borrowers.

Documents required lenders to be uploaded while registering as a lender:

1 Identity Proof/Date of Birth Proof (any one of the following) PAN Card
Adhaar Card
Voter ID
Passport
2 Address Proof (Present/Permanent) (any one of the following) Adhaar Card
Passport
Bank Statement
Voter ID
Electricity Bill (within last 3 months)
Post-paid Mobile Bill (Last Month)
3 Signature Proof (any one of the following) PAN Card
Signature verification from your bank
Passport
4 Photograph Passport size photograph (1 Copy)
5 Bank Details Scan copy of Cheque or Copy of the front page of pass book for details of Account No and IFSC Code.
Bank statement or pass book copy of Salary/operating account for last 6 Month.
6 Proof of Income Salaried – Salary Slip for Last 3 months
Self Employed – ITR for last 2 Years.
Any other document confirming income of the business of the borrower.